July 2026 update on pension promotions: What offers are banks providing?

Millions of retirees across Turkey have turned their attention to bank promotions following the salary increases implemented in July 2026. Banks have revised their promotions and additional benefits to expand their customer portfolios. During this period, retirees looking to stay with their current bank or transfer their pension to another are questioning which offer will provide them with greater financial gain.

According to expert advice, it is of great importance to carefully compare campaign terms and additional benefits before receiving a promotion or making a commitment to any bank. This is because banks often present not only the base promotion but also additional conditions—such as setting up utility bill payment orders, making credit card expenditures, or referring new customers—as part of the total earnings. Furthermore, these promotions are paid in exchange for a three-year pension receipt commitment.

With the July 2026 updates, the prominent figures regarding current promotions and additional benefits offered by banks are as follows:

• Ziraat Bankası, Vakıfbank, and Halkbank: All three public banks provide promotions of up to 12,000 TL. Depending on the salary bracket, payments start at 5,000 TL and go up to 12,000 TL for salaries over 20,000 TL.
• Akbank: Offers a promotion opportunity of up to 15,000 TL. The lowest promotion is at the 6,250 TL level, and the highest is 15,000 TL for salaries over 20,000 TL.
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• Kuveyt Türk: Promotion payments rise up to 15,500 TL with additional benefits and conditions. Extra rewards are provided, especially to those who use credit cards and set up utility bill payment orders.
• QNB Finansbank: Offers a total promotion of up to 20,000 TL. High amounts can be received once the base payment and additional conditions are met.
• TEB: The promotion amount varies between 14,000 TL and 21,000 TL depending on the salary. It is required to set up mandatory utility bill payment orders such as electricity or natural gas.
• Garanti BBVA and İş Bankası: Both banks offer rewards of up to 25,000 TL. In addition to base promotions, bonuses can be earned through credit card spending and utility bill payment orders.
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• Albaraka Türk, Denizbank, Yapı Kredi: Total earnings can reach the 30,000 TL level with promotions and additional conditions.
• ING Bank: In addition to the base promotion payment, earnings of up to 32,000 TL can be achieved with payment orders and additional benefits.
• Şekerbank: Stands out as one of the banks offering the most attractive deal. As of July, the total promotion amount can reach up to 35,000 TL when conditions are met.

Promotions may be subject to different additional conditions at each bank. For example, requirements such as spending a certain amount with a credit card, setting up automatic payment orders, or bringing in new customers can play an important role in your choice of bank. Some banks provide significant amounts of bonuses on top of the base promotion to those who fulfill these conditions.

News Source: 12punto