12punto reveals the Denizbank inspection report in the Seçil Erzan case: Who received how much? Here are the details...

Müslim SARIYAR/12punto.com.tr

It has emerged that the inspection report prepared by the Denizbank General Directorate, which contains detailed information about what happened to customers on April 7, 2023, the day the incident broke out, and thereafter, has also been included in the investigation file. The report details one by one how and when Fatih Terim, Arda Turan, Emre Belözoğlu, Fernando Muslera, Selçuk İnan, and other businessperson complainants contacted the bank.

İnci Çeviker

“İnci Çeviker came to the bank's general directorate on 07.04.2023 and filed a complaint against Seçil Erzan with a petition. İnci Çeviker's husband, Bülent Çeviker, gave a statement to the prosecutor's office on 11.04.2023.

Volkan Bahçekapılı

“It is stated that Volkan Bahçekapılı came to the bank's Büyükdere Street Branch on 07.04.2023, conveyed his complaint verbally, and this statement was recorded by the bank. According to the record, Volkan Bahçekapılı stated in his complaint that he had known Seçil Erzan for a long time and they were friends, that he accepted the investment offer because he trusted this person, and that he gave a total of 3,292,000 USD to Seçil Erzan in cash on 17.03.2023 in two parts of 1,400,000 USD and 1,492,000 USD, which he withdrew from other banks, and 400,000 USD on 22.03.2023, that this money was used to buy a fund, and that he was given documents. The Bank Inspection Board report stated that Volkan Bahçekapılı gave an additional 1,000,000 USD to Seçil Erzan on 29.03.2023 without documentation, and that there was a document stating that this money would be paid back as 1,350,000 USD six days later on 06.04.2023, and as 1,500,000 USD one day later on 07.04.2023. Volkan Bahçekapılı gave a statement to the prosecutor's office on 25.04.2023.”

ATİLLA BALTAŞ MADE THE FIRST COMPLAINT

According to the details in the report, it is stated that the first complaint to the Chief Public Prosecutor's Office was the application made by Denizbank and businessperson Atilla Baltaş. While Denizbank filed a complaint with the Chief Public Prosecutor's Office on April 7, requesting a travel ban for Seçil Erzan, businessperson Atilla Baltaş filed a fraud complaint against Seçil Erzan with the Chief Public Prosecutor's Office on the same day through his lawyer, Ümit Karadağ. The details of the report continue as follows.

Atilla Baltaş

“Atilla Baltaş sent a formal notice to the bank on 07.04.2023. In summary, the document stated: He had known Seçil Erzan for a long time, Seçil Erzan directed him to a closed private fund, and he delivered 5,000,000 USD, consisting of his own money and money collected from his circle, to Seçil Erzan physically and in cash inside the branch on 14.11.2022, and delivered 400,000 USD to Seçil Erzan outside on 10.03.2023. The complainant named Atilla Baltaş also presented the document given to him.”

“It is also understood that Atilla Baltaş applied to the prosecutor's office on 07.04.2023. In the petition in question, it is stated that he delivered 2,500,000 USD to Seçil Erzan on 14.11.2022, and that it was determined that the money given to Seçil Erzan was ultimately transferred to a person named Semih Kaya because there was a GPS device in the bag.”

Nurettin Gözaçan

“Nurettin Gözaçan, who was contacted on 08.04.2023, stated that they kept all their savings at Türk Ekonomi Bankası A.Ş. and that they knew Seçil Erzan; he mentioned that in a meeting, Seçil Erzan spoke to them about a fund investment that Fatih Terim and Arda Turan also participated in and promised a significant profit.”

Melis Özsüt Şener

“Melis Özsüt Şener sent an e-mail to Bank General Manager Hakan Ateş on 07.04.2023, claiming that she had been defrauded by Seçil Erzan. A second meeting was held with her one day later.”

FATİH TERİM WENT WITH HIS TWO FOOTBALLERS

It was stated that after the Seçil Erzan incident broke out, Fatih Terim, Arda Turan, and Emre Belözoğlu went to the bank's general directorate and met with the officials. The details of that meeting emerged in the inspection report prepared by the bank. Those details were mentioned in the section regarding Arda Turan.

Arda Turan

“Arda Turan came to the Bank General Directorate on 08.04.2023 accompanied by Fatih Terim and Emre Belözoğlu and complained about Seçil Erzan. Accordingly, Seçil Erzan sold a fund to Arda Turan, and a receivable of 13,000,000 USD with a maturity date of January 5, 2023, arose from this transaction. The complainant, who collected a portion of the receivable, has a remaining receivable of 7,500,000 USD. According to the statement, all transactions took place in cash outside the branch. Stating that many people other than himself were victims of similar transactions, Arda Turan presented a list containing some names, which was stated to be prepared by Seçil Erzan's handwriting.”

“As a result of the bank's investigation, it was determined that the withdrawals that could constitute the source of the cash given to Seçil Erzan were not made from Arda Turan's own account, and that the transactions were carried out from the accounts of Arda Turan's brother, Okan Turan, and the AOT İnşaat company, of which his brother is the controlling partner. Arda Turan gave a statement to the Chief Public Prosecutor's Office on 14.04.2023.

Burhan Taşpolat and Evrim Pınar Güzel

“Burhan Taşpolat and his daughter Evrim Pınar Güzel came to the Levent Büyükdere Street Branch on 07.04.2023 and stated their allegations in a complaint petition.”

Nuray Şengüler

“Information was obtained by contacting Nuray Şengüler, who was rumored to have some allegations against Seçil Erzan. It is stated that another meeting was held on 11.04.2023, and in this meeting, Nuray Şengüler provided additional details regarding the money she gave to Seçil Erzan.”

İbrahim Kocabaldır

“İbrahim Kocabaldır came to the Levent Büyükdere Street Branch on 07.04.2023 and filed a complaint about Seçil Erzan.”

-Deniz Güzel

“In the communication established between the bank and the complainant named Deniz Güzel, it was stated that the person in question sent 125,000 USD to Nazlı Can's account at once for investment purposes upon the direction of Seçil Erzan and could not get her money back.”

Cüneyt Demir

“In the communication established with Cüneyt Demir, he stated that he was a childhood friend of Seçil Erzan and that she offered him to invest in an IT fund, that he offered to buy 150,000 USD in foreign currency from the Grand Bazaar for this investment and deliver it to Seçil Erzan at her branch, but that he delivered the money to Seçil Erzan on 03.03.2023 while Nazlı Can was also present, in accordance with Seçil Erzan's request. It is stated that Cüneyt Demir, who still cannot get his money back in this context, is a complainant.”

Nazlı Can

“A person named Nazlı Can, who called the bank on 08.04.2023, complained by stating that she had been friends with Seçil Erzan for a long time, that in 2019, Seçil Erzan convinced her by saying that there was a good investment opportunity led by Fatih Terim and Arda Turan, that in this context, she first gave her own savings and then the savings of her close relatives and circle (approximately 600,000-700,000 USD in total) to Seçil Erzan, and that she could not get her money back at the point reached.”

Mert Zeydanlı

“Bank officials met with Mert Zeydanlı at the General Directorate building on 11.04.2023. The complainant stated that he was a former customer of Seçil Erzan and that she invited him for the first time on 27.01.2022, stating that he could get a high return in a private fund that also included Fatih Terim.”

Kemal Tanın Yılmaz and Merve Yılmaz

“Kemal Tanın Yılmaz and his wife Merve Özer Yılmaz came to the Denizbank General Directorate building on 11.04.2023 and filed a joint complaint.”

Mustafa Yılmaz

“There is information that Mustafa Yılmaz is Kemal Tanın Yılmaz's father and Seçil Erzan's brother-in-law. A meeting was held between the bank and the mentioned complainant on 11.04.2023.”

Zehra Nur Karaca

The bank learned of Zehra Nur Karaca's request to communicate with the bank and established contact by phone.

Selçuk İnan

“In the communication he established with the bank on 11.04.2023, Selçuk İnan stated that he gave a total of 3,580,000 USD to Seçil Erzan, received 1,650,000 USD in return, and still has a receivable of 1,930,000 USD, that he trusted Seçil Erzan because she was a Denizbank Branch Manager, and that although he gave the money in cash, he trusted the bank. The mentioned complainant does not specify when and in what amount he gave money to Seçil Erzan.”

Nastor Fernando Muslera

“Contact was established on 11.03.2023 and Nastor Fernando Muslera stated that he gave 1,200,000 USD to Seçil Erzan at his home, but that he could only get 700,000 USD of this money and has a receivable of 500,000 USD. Musa Mert Çetin, who is the interpreter for the person in question and another person within the scope of the investigation, stated that he withdrew 500,000 USD from Denizbank and 700,000 USD from Ziraat Bank and delivered it to Seçil Erzan at her home, and that as a result of Seçil Erzan giving him 200,000 USD through Musa Mert Çetin and depositing the 500,000 USD he received from Seçil Erzan into Ziraat Bank, his remaining receivable is 500,000 USD.”

Seçil Erzan's aunt Nebahat Yılmaz

“She is Seçil Erzan's aunt and established contact with the bank on 14.04.2023, stating that she gave money to Seçil Erzan some time ago but could not get it back. There is no amount or date in the statement. Nebahat Yılmaz also sent a formal notice to the bank on 24.04.2023.”

Musa Mert Çetin

“Musa Mert Çetin came to the bank on 11.04.2023 and filed a complaint. The person in question declared that he gave 20,000 USD he received from his brother, 48,000 USD he withdrew from Denizbank, and 7,000 USD he had on hand to Seçil Erzan, that he delivered the 48,000 USD he withdrew from Denizbank to Seçil Erzan in the branch lounge, and that he did not have any documents. Musa Mert Çetin can present the receipts regarding the money withdrawals.”

Semih Kaya

“Semih Kaya sent a formal notice to the bank on 24.04.2023. In the formal notice in question, he stated that Seçil Erzan mentioned a high-interest private fund belonging to the bank, that he delivered money to Seçil Erzan in cash at various times starting from May 2022, that in this context, he withdrew 1,200,000 USD in cash from the Florya Branch, sent the 2,300,000 EUR in his account in Prague to his account at the Levent Büyükdere Branch, converted it to USD, and withdrew it in cash and delivered it to Seçil Erzan in her office at the branch, and that these deliveries were made to Seçil Erzan in her room from the money withdrawn from the bank teller. Semih Kaya declares that he ultimately delivered a total of 3,207,002 USD to Seçil Erzan, and that Seçil Erzan gave him a document with the Denizbank letterhead and stamp stating that she would pay interest on this money, but that the money he deposited was not returned to him.”

Fırat Özdemir

“He sent a formal notice to the bank on 24.04.2023, stating that he was the manager of many athletes belonging to the Galatasaray Sports Club, that he knew Seçil Erzan, and that the suspect invited him by creating a high-interest fund, and that he delivered 4,046,000 USD to Seçil Erzan in cash on various dates but could not get his money back. It is stated that in return for the money he gave, he was given a document stating that he had a receivable of 4,046,000,000 USD instead of 4,046,000 USD.”

Sevgil Sinih

“Communication was established between the bank and Sevgil Sinih on 17.04.2023.

Kaan Sinih

“Communication was established with Kaan Sinih (Sevgil Sinih's son) at the Bank General Directorate on 19.04.2023.

USED THE PANDEMIC AND THE UKRAINE-RUSSIA WAR AS AN EXCUSE TO GET MORE MONEY

Hüseyin Eligül

“Hüseyin Eligül sent a formal notice to the bank on 24.04.2023. In the formal notice in question, Hüseyin Eligül stated that Seçil Erzan was a family friend, that Seçil Erzan directed him to a fund under the name of private banking, that he regularly gave money in cash inside the Florya Branch in the manager's office to be invested in the fund starting from the end of 2015/beginning of 2016, that Seçil Erzan took more money by using the pandemic and the Ukraine-Russia war as an excuse starting from 2021, and that he had a total receivable of 500,000 USD.”

Erkan Ergene

“He sent a formal notice to the bank on 24.04.2023, and in this formal notice, he stated that he had known Seçil Erzan since 2018, that he was told about a high-yield banking program, and that he gave the money from the sale of his car and house, as well as an agricultural loan he took out, to Seçil Erzan, and that his money, excluding the loan amount, was not repaid.”