Current August table for retiree promotions: Payment amounts have changed

Retiree pension promotions have been reshaped in August 2026. Total payment promises from banks reach up to 35,000 TL with additional conditions.

12punto 11 August 2026

Campaigns for August 2026 have been clarified for citizens who wish to move their pension to a different bank or renew their existing commitment. When the basic cash payment and advantages tied to additional conditions in the current promotions announced by banks are evaluated together, total amounts reach up to 35,000 TL.

Payment amounts in retiree promotions vary according to salary bracket and campaign terms.

The general practice in promotions is based on a commitment to receive the pension from the same bank for 3 years. However, the highest figures announced by banks do not always represent unconditional cash payments. In some campaigns, additional conditions such as automatic bill payment instructions, credit card usage, account opening, spending requirements, or customer referrals increase the total gain.

Experts point out that the total amount and the main promotion deposited directly into the account should be examined separately.

For this reason, it is important for retirees to look not only at the highest announced amount before choosing a bank, but also at the unconditional main promotion and the conditions under which additional rewards are given. As of August 2026, while basic payments reaching up to 12,000 TL stand out in public banks, higher total amounts can be seen in private banks and participation banks with additional advantages.

Salary bracket, commitment period, and additional conditions are decisive in promotion comparisons.

MAIN PROMOTION AND ADDITIONAL CONDITIONS SHOULD BE EVALUATED SEPARATELY

The "total gain" amount highlighted in bank advertisements often consists of the sum of the main promotion and additional rewards provided within the scope of the campaign. While the main promotion refers to the cash payment given directly in exchange for moving the salary or renewing the commitment, additional advantages may depend on performing certain banking transactions.

In some campaigns, additional banking products must be used to reach the highest amount.

For example, conditions such as giving an automatic bill payment instruction, spending a certain amount with a credit card, or using an overdraft account or insurance product can increase the total promotion amount. Therefore, before making a commitment, it is necessary to check the conditions in the campaign texts, the payment schedule, and the deductions that may be applied in case of withdrawal.

The highest promotion amount does not always mean an unconditional cash payment.

Additional payment conditions vary from bank to bank.

A distinction between net payment and conditional payment should be made before a promotion agreement.

AUGUST 2026 PROMOTIONS BY BANK

The campaigns offered by banks to retirees in the August 2026 period are listed from lowest to highest according to the total gain amount as follows:

Ziraat Bankası: In exchange for a 3-year commitment, an unconditional cash promotion of 5,000 TL to 12,000 TL is given depending on the salary bracket. A payment of 5,000 TL is made for salaries between 0-9,999 TL, 8,000 TL for salaries between 10,000-14,999 TL, 10,000 TL for salaries between 15,000-19,999 TL, and 12,000 TL for salaries of 20,000 TL and above.

The promotion amount at Ziraat Bankası goes up to 12,000 TL depending on the salary bracket.

Halkbank: At Halkbank, one of the public banks, the total payment reaches up to 12,000 TL. A promotion of 8,000 TL is paid to those receiving salaries between 10,000-14,999 TL, 10,000 TL to those receiving salaries between 15,000-19,999 TL, and 12,000 TL to those receiving salaries of 20,000 TL and above. A promotion of 5,000 TL is given to those receiving a death benefit with a salary below 10,000 TL.

Halkbank's promotion payments are tiered according to salary amount.

Kuveyt Türk: In the participation bank's campaign, a payment of up to 14,000 TL is offered depending on the salary amount. The promotion, which starts at 7,000 TL for salaries below 10,000 TL, rises to 14,000 TL for salaries of 20,000 TL and above. Additional advantages tied to free digital money transfers, fee-free cards, and new bill payment instructions are also included in the campaign.

In addition to the promotion, digital transaction and card advantages are also offered at Kuveyt Türk.

Akbank: A net promotion of up to 15,000 TL is paid to retirees who move their salary to Akbank. The campaign provides for a payment of 6,250 TL for salaries between 0-9,999 TL, 10,000 TL for those between 10,000-14,999 TL, 12,500 TL for those between 15,000-19,999 TL, and 15,000 TL for salaries of 20,000 TL and above.

The highest main promotion amount in the Akbank campaign was announced as 15,000 TL.

QNB: QNB's retiree promotion goes up to 20,000 TL depending on the salary bracket. While a payment of 8,500 TL is made for salaries between 0-9,999 TL, the promotion reaches 20,000 TL for salaries of 20,000 TL and above. Free EFT/wire transfers, free transactions at certain ATMs, and priority branch service are also among the advantages offered.

The total promotion at QNB rises to 20,000 TL depending on the salary bracket.

Garanti BBVA: An unconditional basic cash promotion of up to 15,000 TL is given to retirees who move their salary to the bank. If conditions such as Bonus Card or Paracard spending, use of an Overdraft Account, and a new insurance policy are met, the total gain can reach up to 25,000 TL.

The total amount can reach 25,000 TL when additional conditions are met at Garanti BBVA.

VakıfBank: A basic cash promotion of up to 12,000 TL is offered at the bank depending on the salary amount. For retirees who shop at least 1,000 TL every month with the VakıfBank Troy Retiree Credit Card, there is an additional payment opportunity of up to 18,000 TL in total over 9 months. Thus, the total gain reaches up to 30,000 TL.

The total gain can reach up to 30,000 TL with the additional payment linked to card usage at VakıfBank.

DenizBank: A basic cash promotion of up to 12,000 TL is provided to those who move their pension. When conditions such as opening a new account, using an overdraft account, 2 automatic bill payment instructions, and active credit card usage are met, the total gain can reach 30,000 TL.

The total promotion rises to 30,000 TL with additional conditions in the DenizBank campaign.

ING Bank: An unconditional basic cash payment of up to 15,000 TL is made to retirees who move their salary to ING. With conditions such as bill payment instructions, Orange Account, use of consumer loans, and debit card spending refunds, the total gain can reach up to 32,000 TL.

The total payment can reach 32,000 TL with the main promotion and additional advantages at ING Bank.

Türkiye Finans: In the campaign, a payment opportunity starting from 18,000 TL is offered for salaries below 9,999 TL. For salaries of 20,000 TL and above, the promotion can go up to 32,000 TL. In addition, there is an opportunity for an additional cash reward of 500 TL for each retiree relative invited, up to a total of 5,000 TL.

The campaign amount at Türkiye Finans varies according to the salary bracket and invitation reward.

Şekerbank: The highest total gain in the August 2026 list is seen in the Şekerbank campaign, which goes up to 35,000 TL. While a payment of up to 18,000 TL is made to those receiving salaries between 0-9,999 TL, retirees receiving salaries of 20,000 TL and above can receive a promotion of up to 35,000 TL if they fulfill the additional conditions determined by the bank.

The total promotion goes up to 35,000 TL with additional conditions in the Şekerbank campaign.

The most critical topic for retirees who will choose a promotion is determining which part of the announced total amount is an unconditional cash payment. Since campaign conditions vary by bank, current terms must be checked through the bank's official channels before applying.