The race for interest-free loans among banks heats up: Upper limit rises to 75 thousand TL! Which bank is offering how much?
Banks have increased their interest-free loan campaigns in the final month of the year to attract customers. With these campaigns, interest-free loan limits have reached an unprecedented level, rising up to 75 thousand TL. Akbank, İş Bankası, Garanti BBVA, and other banks are attempting to create attractive opportunities for consumers by offering various interest-free loan options. Here are the interest-free loans bank by bank...
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As part of the latest campaigns that banks are also running to acquire new customers, the upper limit for interest-free loans has risen to 75,000 TL. This figure marks an amount that has not been seen before...
WHICH BANK IS OFFERING HOW MUCH?
When looking at the campaigns in the final month of the year, the interest-free loans are as follows:
Akbank: 75,000 TL (25,000 TL loan, 25,000 TL installment advance, 25,000 TL overdraft)
İş Bankası: 55,000 TL (25,000 TL installment advance, 30,000 TL additional account)
TEB: 50,000 TL (25,000 TL loan, 25,000 TL cash advance)
Garanti BBVA: 45,000 TL (20,000 TL loan, 25,000 TL cash advance)
En Para: 35,000 TL
Denizbank: 35,000 TL (10,000 TL loan, 25,000 TL cash advance)
QNB: 20,000 TL
On Dijital (Burgan Bank): 15,000 TL
Although interest-free loan campaigns may appear attractive, it is emphasized that citizens should be cautious when applying for them.
According to warnings from consumer associations, the amounts advertised for interest-free loans are not granted to everyone. Evaluations are made based on the applicant's credit score. As a result, the amount may turn out to be lower than what is advertised on the sign.
On the other hand, interest-free loans are not only offered as consumer financing.
They also include cash advances and additional accounts. Each has a different maturity, and the maximum maturity does not exceed 6 months. Therefore, repayments can also be substantial. Furthermore, campaigns that include cash advances also mean that a credit card is issued to the consumer.