With the new year, retiree promotion amounts are also being questioned: Here are the current rates!

Banks are continuing their promotion campaigns for retirees for the year 2026. Retirees who want to transfer their pensions are researching which bank offers the highest promotion.

So, which bank is offering the highest retiree promotion in 2026 and how much are they paying?

Here are the promotion amounts for TEB, Ziraat Bankası, Garanti, İş Bankası, Halkbank, and Yapı Kredi...

GARANTİ BANKASI

Up to 25,000 TL in promotions and rewards for those who receive their pension from Garanti BBVA!

A cash promotion of up to 15,000 TL awaits you, plus a bonus of up to 10,000 TL in total, consisting of 6,000 TL for 2,000 TL in spending with a Bonus Card or Paracard, 2,000 TL for 2,000 TL in Advance Account spending, and 2,000 TL for your new insurance policy.

The Retiree Promotion Campaign validity period is January 1 - 31, 2026. Our bank reserves the right to change the campaign conditions.

You too can take advantage of the promotion and reward opportunity of up to 25,000 TL by receiving your pension from Garanti BBVA! You can earn a cash promotion of up to 15,000 TL, 6,000 TL for 2,000 TL in spending with a Bonus Card or Paracard, 2,000 TL for 2,000 TL in Advance Account spending, and for your new insurance policy 

you can earn a bonus of up to 10,000 TL in total, including 2,000 TL!

Yapı Kredi

Up to 30,000 TL in cash promotions for retirees who provide a commitment.

DENİZBANK

12,000 TL base promotion, with payments up to 27,000 TL with additional conditions.

Ziraat Bankası

Customers who receive their SGK (Emekli Sandığı, SSK, Bağ-Kur) pension payments through our bank are offered a promotion payment of up to 12,000 TL.

Pension Amount Promotion Amount to be Paid

0 TL - 9,999.99 TL 5,000 TL

10,000 TL - 14,999.99 TL 8,000 TL

15,000 TL - 19,999.99 TL 10,000 TL

20,000 TL and above 12,000 TL

For our customers who receive or will start receiving their pensions through our bank to benefit from the promotion payment, it is sufficient to apply stating that they will receive their pension payments through our bank for 3 years.

HALKBANK

Up to 12,000 TL in cash promotions; total benefits can reach up to 60,000 TL with card spending and bill payment instructions.

VAKIFBANK

1 month's pension amount;

A total of 5,000 TL for 3 years for those up to 10,000 TL (excluding 10,000 TL),

A total of 8,000 TL for 3 years for those between 10,000 TL - 15,000 TL (excluding 15,000 TL),

A total of 10,000 TL for 3 years for those between 15,000 TL – 20,000 TL (excluding 20,000 TL),

A promotion payment of 12,000 TL in total for 3 years will be made in cash and upfront to those with 20,000 TL and more.

İŞ BANKASI

Retiree Promotion of up to 24,000 TL Exclusive to Our SGK Retiree Customers

A cash promotion opportunity of up to 15,000 TL exclusive to customers who transfer their pension to İş Bankası, choose İş Bankası for their first pension payment, or already receive their SGK (Emekli Sandığı, SSK, and Bağ-Kur) pension from İş Bankası!

SGK Retirees (Emekli Sandığı, SSK, and Bağ-Kur) who give a new instruction to receive their pension from our bank between January 1-31, 2026, will be able to benefit from the Retiree Promotion campaign if they provide a promotion commitment. Among SGK retirees who already receive their pension from our bank; those who provided a promotion commitment/renewed their promotion commitment after 05.05.2025 will be able to benefit from the Retiree Promotion campaign.

TEB

In the statement made by the bank, it was said, "A promotion of up to 21,000 TL awaits our retirees. Our customers who commit to receiving their pension from our bank for 36 months by transferring it to TEB earn a total promotion of up to 21,000 TL (9,000 TL additional promotion in addition to the base promotion of up to 12,000 TL). You can earn a total promotion of up to 21,000 TL by earning an additional promotion for your automatic bill payment instructions (provided that an electricity or natural gas bill is mandatory) for 2 or more bills."

QNB

On top of the unconditional cash promotion of 20,000 TL, it brings the total reward to 31,000 TL by adding advantages such as bill instructions, personal loans, and additional account usage.

RAISE RATE TO BE CLARIFIED ON JANUARY 5

The increase to be made to pensions will be finalized with the 6-month CPI data to be announced on January 5. According to experts, after the raise rate is clarified, banks may announce new promotion campaigns to attract retirees.