Monthly pension calculation system is changing

According to a compilation from the 2026 Presidential Annual Program, the proportion of the population covered by social insurance has reached 89.7 percent in 2024, driven by the fight against informal employment and the impact of premium incentives.

A series of policies and measures will be implemented to increase the scope of the social security system, establish a fair and effective structure, and strengthen its long-term financial sustainability. In this direction, the scope of social security will be expanded and the premium base will be strengthened.

NEW PRACTICES WILL BE DEVELOPED FOR OCCUPATIONAL GROUPS

New practices will be developed for different occupational and income groups to facilitate entry into the system. The scope of the simplified employer practice, which includes enterprises that employ workers such as apartment caretakers, domestic workers, and child and elderly caregivers but do not engage in commercial activities, will be expanded.

Facilitating mechanisms will be developed for groups that are not covered by social security or have difficulty entering the system. Special social insurance programs will be created for groups such as low-income tradespeople, artisans, farmers, and seasonal workers.

MONTHLY PENSION CALCULATION SYSTEM WILL BE REORGANIZED

The monthly pension calculation system will be reorganized to encourage individuals to remain in employment longer. This regulation will be carried out to ensure that individuals remain in employment without imposing a financial burden, and will prioritize fairness and actuarial balance.

In this context, reform areas will be identified and efforts will be carried out to strengthen the financial sustainability of the social security system.

PREMIUM COLLECTIONS WILL BE INCREASED, DEBT TRACKING WILL CONTINUE

Premium collections in the social security system will be increased, and in this direction, the tracking and collection processes for premium debts will be made more effective. Collection procedures for premium debts will be implemented effectively within the framework of the Law on the Procedure for the Collection of Public Receivables. Insured individuals with debts to the Social Security Institution (SGK) will be contacted and provided with guidance on the payment of their debts.

EFFECTIVENESS OF AUDITS WILL BE INCREASED

Audits will be strengthened to increase the effectiveness of the social security system. Risk-focused and screening-style audit activities will be carried out for sectors and workplaces. Additionally, warnings will be sent via text message to insured individuals whose earnings subject to premiums have decreased by more than 20 percent compared to the previous month.