Record amounts in retiree promotions in July: Payments up to 27,000 TL from banks
As of July, banks have reached record levels in promotional payments for retirees. While Yapı Kredi and VakıfBank stand out with promotions of up to 27,000 TL, other banks are also offering various additional benefits. Retirees are comparing bank campaigns to find the most profitable option.
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Promotional opportunities offered by banks in July are attracting significant interest from citizens receiving retirement pensions. As different banks compete for retirees with the cash promotions they offer, payments range from 12,000 TL up to 27,000 TL. Especially in July, when new salary increases are set to be determined, which bank offers the most advantageous deal remains a subject of curiosity.
In 2025, the differences between the promotion amounts that retirees will receive if they transfer their pensions play a decisive role in their choices. Banks are trying to attract attention by increasing promotion amounts with additional products such as credit cards, bill payment instructions, or other services in addition to the pension.
WHICH BANK OFFERS HOW MUCH PROMOTION?
Yapı Kredi is offering a total cash promotion opportunity of up to 27,000 TL to those who transfer their SGK retirement pension to the bank between June 15 and July 31, 2025, in exchange for a 3-year commitment. Promotion payments vary according to the pension bracket of the retiree. A promotion of 6,250 TL is offered to those with an income up to 9,999 TL, 10,000 TL to those in the 10,000-14,999 TL range, and 12,500 TL to those with a pension higher than 15,000 TL. There are also additional reward opportunities for customers who provide bill payment instructions.
VakıfBank, in addition to a promotion of up to 12,000 TL, offers a 10-month additional payment option reaching a total of 15,000 TL, exclusive to Troy Retiree Credit Card holders. This bank is continuing its promotion opportunity until August 31, 2025.
DenizBank is giving up to 12,000 TL in cash to new retirement pension customers. Additionally, those who benefit from extra products such as credit cards and automatic bill payments are given an additional promotion of 8,000 TL depending on the pension amount. The deadline for participation in the campaign is the end of July.
Türk Ekonomi Bankası (TEB) provides advantages covering a total promotion payment of up to 21,000 TL to retirees who transfer their pensions to TEB for 36 months. Of this amount, 12,000 TL is offered as the main promotion and 9,000 TL as an additional promotion.
Public banks, primarily Ziraat Bankası and Halkbank, are also making promotion payments of up to 12,000 TL. These banks promise to complete transactions quickly and easily.
Akbank, while offering a promotion of up to 15,000 TL to those who transfer their retirement pension to the bank, also provides an advantage reaching a total of 17,500 TL with 2,500 TL in chip-money.
The banks that stood out in the promotion race in July 2025 with their high payments were Yapı Kredi and VakıfBank. Banks such as DenizBank, TEB, and Akbank are also making other options attractive with the additional rewards they offer.
According to economists, when making a decision, retirees should not only evaluate the cash promotion amount but also carefully consider additional benefits and compare all options to choose the one most suitable for their own circumstances.