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Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

Banks are offering high interest rates to those who deposit 1 million TL in a 32-day term deposit account. Here are the current deposit interest rates...

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Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

Deposit interest rates have returned to the agenda of investors following rate hikes by banks. The fact that interest rates have risen to as high as 52 percent at some banks has increased the interest of those looking to evaluate their savings in time deposits.
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

Those planning to deposit 1 million TL for a 32-day term are seeking an answer to the question, "Which bank offers how much return?"
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

As of December 14, 2025, the current deposit interest rates of banks and the net monthly return on 1 million TL have become clear.
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

RETURNS INCREASED

With the rise in interest rates, the earnings to be obtained over a 32-day term vary significantly from bank to bank. The lowest rate is 37 percent, while the highest rate is at the 52 percent level. Accordingly, the net monthly return on 1 million TL can rise from 26 thousand TL to over 37 thousand TL.
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

32-Day Net Return on 1 Million TL by Bank

Halkbank

Interest: 37.00%

Net Earnings: 26,761.64 TL

Maturity Value: 1,026,761.64 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

Türkiye İş Bankası

Interest: 39.50%

Net Earnings: 28,569.87 TL

Maturity Value: 1,028,569.87 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

Şekerbank

Interest: 40.00%

Net Earnings: 28,931.50 TL

Maturity Value: 1,028,931.50 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

N Kolay

Interest: 40.50%

Net Earnings: 30,180.82 TL

Maturity Value: 1,030,180.82 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

Garanti BBVA

Interest: 40.50%

Net Earnings: 29,293.15 TL

Maturity Value: 1,029,293.15 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

Odea Bank (New Time Deposit)

Interest: 41.00%

Net Earnings: 29,654.80 TL

Maturity Value: 1,029,654.80 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

Akbank

Interest: 41.00%

Net Earnings: 29,654.80 TL

Maturity Value: 1,029,654.80 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

Hayat Finans

Interest: 41.37%

Net Earnings: 29,922.41 TL

Maturity Value: 1,029,922.41 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

DenizBank

Interest: 41.50%

Net Earnings: 30,016.44 TL

Maturity Value: 1,030,016.44 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

VakıfBank

Interest: 43.50%

Net Earnings: 31,463.02 TL

Maturity Value: 1,031,463.02 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

Yapı Kredi

Interest: 44.00%

Net Earnings: 31,824.66 TL

Maturity Value: 1,031,824.66 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

GetirFinans

Interest: 44.00%

Net Earnings: 31,824.66 TL

Maturity Value: 1,031,824.66 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

ING

Interest: 45.00%

Net Earnings: 32,547.94 TL

Maturity Value: 1,032,547.94 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

HSBC

Interest: 45.00%

Net Earnings: 32,547.94 TL

Maturity Value: 1,032,547.94 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

Odea Bank (Oxygen Account)

Interest: 45.00%

Net Earnings: 32,547.94 TL

Maturity Value: 1,032,547.94 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

Türkiye Finans (New Customer)

Interest: 45.00%

Net Earnings: 32,547.94 TL

Maturity Value: 1,032,547.94 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

TEB

Interest: 46.00%

Net Earnings: 33,271.24 TL

Maturity Value: 1,033,271.24 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

Fibabanka

Interest: 46.00%

Net Earnings: 33,271.24 TL

Maturity Value: 1,033,271.24 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

Anadolubank

Interest: 46.00%

Net Earnings: 33,271.24 TL

Maturity Value: 1,033,271.24 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

Alternatif Bank

Interest: 46.50%

Net Earnings: 33,632.87 TL

Maturity Value: 1,033,632.87 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

Burgan Bank

Interest: 48.00%

Net Earnings: 34,717.81 TL

Maturity Value: 1,034,717.81 TL
Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?

TurkishBank

Interest: 52.00%

Net Earnings: 37,610.96 TL

Maturity Value: 1,037,610.96 TL