Retirement pensions have increased, bank promotion payments have risen! Which bank is offering how much?

An intense competition for promotions has begun among banks looking to attract retirement pensions to their institutions. As of 2025, the highest promotion figure has reached up to 24,000 TL.

The retirement promotion amounts offered by banks are as follows:

Vakıfbank: Up to 24,000 TL in promotions

Ziraat Bankası, Halkbank: Will announce updated promotion figures soon

Private banks such as Garanti BBVA, Yapı Kredi, Akbank, ING Bank, TEB, QNB Finansbank, İş Bankası, and Denizbank are also increasing their promotion amounts by intensifying the competition.

HOW MUCH IS THE LOWEST RETIREMENT PENSION?

In the first 6 months of 2025, retirement pensions were increased by 15.75 percent. With this hike:

The lowest retirement pension rose from 12,500 TL to 14,469 TL.

With this increase, the promotion policies of banks have also changed.

Retirees can earn additional income in exchange for a 3-year commitment by choosing the bank that offers them the most advantageous deal.

WHICH BANK OFFERS HOW MUCH IN RETIREMENT PROMOTIONS?

While bank promotion figures vary from bank to bank, the institution offering the highest payment is Vakıfbank.

Current bank promotions:

Vakıfbank: 24,000 TL

Private banks: Between 20,000 TL - 24,000 TL

Public banks: Updated figures are expected

Retirees who want to receive a promotion get the opportunity to earn extra income by transferring their pensions.

HOW TO APPLY FOR A PROMOTION?

Retirees who want to receive a promotion can carry out their pension transfer procedures via e-Devlet or by applying directly to the banks.

Application methods:

1. Changing banks via e-Devlet

2. Applying for a promotion by visiting a branch

3. Requesting a pension transfer via the bank's mobile application or internet banking

The commitment period is 3 years, and retirees can switch to a bank that offers a higher promotion.

PROMOTION AMOUNTS AT PUBLIC BANKS

Ziraat Bankası and Halkbank - 12,000 TL

Public banks Ziraat Bankası and Halkbank offer promotion payments ranging from 8,000 TL to 12,000 TL depending on the pension amount.

Vakıfbank - 24,000 TL

THE PUBLIC BANK OFFERING THE HIGHEST PROMOTION PAYMENT IS VAKIFBANK

Up to 12,000 TL in promotions is given to those who transfer their retirement pension.

A total of 12,000 TL in additional payments is made over 12 months to those who use the Troy Retirement Credit Card and Bankomat Card.

The total promotion payment can reach up to 24,000 TL.

PROMOTION RACE AT PRIVATE BANKS

Yapı Kredi - 20,000 TL

For those with a pension up to 10,000 TL: 11,250 TL

For those with a pension up to 15,000 TL: 15,000 TL

For those with a pension up to 20,000 TL: 17,500 TL

For those with a pension of 20,000 TL and above: 20,000 TL

QNB Finansbank - 15,000 TL

The promotion amount varies between 6,250 TL and 15,000 TL depending on the pension.

Garanti BBVA - 15,000 TL

For those with a pension up to 10,000 TL: 6,250 TL

For those with a pension up to 15,000 TL: 10,000 TL

For those with a pension up to 20,000 TL: 12,500 TL

For those with a pension of 20,000 TL and above: 15,000 TL

Akbank - 17,500 TL

A total payment of 17,500 TL is made, consisting of 15,000 TL in cash promotion and 2,500 TL in chip-money.

İş Bankası - 12,000 TL

For those with a pension up to 10,000 TL: 5,000 TL

For those with a pension up to 15,000 TL: 8,000 TL

For those with a pension up to 20,000 TL: 10,000 TL

For those with a pension of 20,000 TL and above: 12,000 TL

Denizbank - 20,000 TL

12,000 TL is provided as an unconditional cash promotion,

8,000 TL is provided with additional conditions (credit card, automatic payment order, etc.).

Türkiye Finans - 14,500 TL

It reaches a total of 14,500 TL with 12,000 TL in cash promotion and 2,500 TL in conditional payments.

TEB - 20,000 TL

A total of 20,000 TL is paid, with 12,000 TL as a cash promotion and 9,000 TL as a conditional payment.

ING Bank - 15,000 TL (20,000 TL with additional payments)

15,000 TL cash promotion,

3,000 TL for an automatic bill payment order,

It reaches a total of 20,000 TL with a 2,000 TL Orange Account Campaign reward.