Deposit interest rates updated, returns increased: How much is the monthly return on 1 million TL?
Banks are offering high interest rates to those who deposit 1 million TL in a 32-day term deposit account. Here are the current deposit interest rates...
Deposit interest rates have returned to the agenda of investors following rate hikes by banks. The fact that interest rates have risen to as high as 52 percent at some banks has increased the interest of those looking to evaluate their savings in time deposits.
Those planning to deposit 1 million TL for a 32-day term are seeking an answer to the question, "Which bank offers how much return?"
As of December 14, 2025, the current deposit interest rates of banks and the net monthly return on 1 million TL have become clear.
RETURNS INCREASED
With the rise in interest rates, the earnings to be obtained over a 32-day term vary significantly from bank to bank. The lowest rate is 37 percent, while the highest rate is at the 52 percent level. Accordingly, the net monthly return on 1 million TL can rise from 26 thousand TL to over 37 thousand TL.
32-Day Net Return on 1 Million TL by Bank
Halkbank
Interest: 37.00%
Net Earnings: 26,761.64 TL
Maturity Value: 1,026,761.64 TL
Türkiye İş Bankası
Interest: 39.50%
Net Earnings: 28,569.87 TL
Maturity Value: 1,028,569.87 TL
Şekerbank
Interest: 40.00%
Net Earnings: 28,931.50 TL
Maturity Value: 1,028,931.50 TL
N Kolay
Interest: 40.50%
Net Earnings: 30,180.82 TL
Maturity Value: 1,030,180.82 TL
Garanti BBVA
Interest: 40.50%
Net Earnings: 29,293.15 TL
Maturity Value: 1,029,293.15 TL
Odea Bank (New Time Deposit)
Interest: 41.00%
Net Earnings: 29,654.80 TL
Maturity Value: 1,029,654.80 TL
Akbank
Interest: 41.00%
Net Earnings: 29,654.80 TL
Maturity Value: 1,029,654.80 TL
Hayat Finans
Interest: 41.37%
Net Earnings: 29,922.41 TL
Maturity Value: 1,029,922.41 TL
DenizBank
Interest: 41.50%
Net Earnings: 30,016.44 TL
Maturity Value: 1,030,016.44 TL
VakıfBank
Interest: 43.50%
Net Earnings: 31,463.02 TL
Maturity Value: 1,031,463.02 TL
Yapı Kredi
Interest: 44.00%
Net Earnings: 31,824.66 TL
Maturity Value: 1,031,824.66 TL
GetirFinans
Interest: 44.00%
Net Earnings: 31,824.66 TL
Maturity Value: 1,031,824.66 TL
ING
Interest: 45.00%
Net Earnings: 32,547.94 TL
Maturity Value: 1,032,547.94 TL
HSBC
Interest: 45.00%
Net Earnings: 32,547.94 TL
Maturity Value: 1,032,547.94 TL
Odea Bank (Oxygen Account)
Interest: 45.00%
Net Earnings: 32,547.94 TL
Maturity Value: 1,032,547.94 TL
Türkiye Finans (New Customer)
Interest: 45.00%
Net Earnings: 32,547.94 TL
Maturity Value: 1,032,547.94 TL
TEB
Interest: 46.00%
Net Earnings: 33,271.24 TL
Maturity Value: 1,033,271.24 TL
Fibabanka
Interest: 46.00%
Net Earnings: 33,271.24 TL
Maturity Value: 1,033,271.24 TL
Anadolubank
Interest: 46.00%
Net Earnings: 33,271.24 TL
Maturity Value: 1,033,271.24 TL
Alternatif Bank
Interest: 46.50%
Net Earnings: 33,632.87 TL
Maturity Value: 1,033,632.87 TL
Burgan Bank
Interest: 48.00%
Net Earnings: 34,717.81 TL
Maturity Value: 1,034,717.81 TL
TurkishBank
Interest: 52.00%
Net Earnings: 37,610.96 TL
Maturity Value: 1,037,610.96 TL
News Source : 12punto
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