Attention retirees: Banks have updated their promotion amounts! The highest cash offer has risen to 35 thousand liras

Following the raises in pension payments, banks' pension transfer campaigns have once again become a top priority for retirees. As of August, banks are offering new packages consisting of cash payments, bill payment instruction rewards, credit card spending refunds, and additional benefits for customers who transfer their pensions or are receiving a retiree promotion for the first time.

In current campaigns, the pension amount, automatic bill payment instructions, credit card usage, mobile banking transactions, and additional product requirements are decisive factors. For this reason, the highest figures at most banks consist not only of the cash promotion but of the total amount reached by completing additional reward and campaign conditions.

CURRENT OFFERS BY BANK

In the August campaigns, the highest total offer, including additional rewards, reaches up to 35 thousand liras at Şekerbank. The total amount can reach 32 thousand liras at ING, 30 thousand liras at Yapı Kredi and DenizBank, and 27 thousand liras at Türkiye Finans. While the upper limit is announced at the 25 thousand lira level at Garanti BBVA, İş Bankası, and Vakıf Katılım, QNB offers a promotion of up to 20 thousand liras.

Ziraat Bankası provides a promotion of up to 12 thousand liras to customers who are retiring for the first time or transferring their pension to the bank. Within the scope of the campaign, the bank also announces advantages totaling up to 90 thousand liras, including a 12-month term 40 thousand TL interest-free loan, up to 6 thousand TL in Bankkart Lira per month, and 25 thousand TL interest-free cash advance options with 3-month installments.

In the İş Bankası campaign, there is an opportunity for a total payment of up to 25 thousand liras for retirees. The cash promotion varies between 6 thousand 250 TL and 15 thousand TL depending on the pension bracket. 1,000 TL is provided for the first two bill payment instructions, and a 9,000 TL MaxiPuan opportunity is provided for new credit card customers on purchases of 9,000 TL and above.

On the Yapı Kredi side, the total promotion and additional reward opportunity goes up to 30 thousand liras. The cash promotion is determined between 6 thousand 250 TL and 15 thousand TL based on the pension amount. Additional rewards are activated with conditions such as two new bill payment instructions, credit card spending, mobile application usage, and becoming a mobile customer.

In the Türkiye Finans campaign, the total of the promotion and additional rewards reaches up to 27 thousand liras. Conditions such as providing two new automatic bill payment instructions, applying for an overdraft account, and spending 5 thousand TL in a single transaction with a credit card stand out. Additionally, 500 TL per person is given to those who bring a retiree relative, with an additional reward of up to 5 thousand TL in total.

QNB offers a promotion of up to 20 thousand liras to those who transfer their pension. Payments are made as 8 thousand 500 TL for those with a pension under 10 thousand liras, 13 thousand 500 TL for those between 10 thousand and 14 thousand 999 TL, 16 thousand 500 TL for those between 15 thousand and 19 thousand 999 TL, and 20 thousand TL for those receiving a monthly pension of 20 thousand TL and above. A refund opportunity of up to 3 thousand TL annually on market and pharmacy spending with a card is also included in the campaign.

Vakıf Katılım tiers the promotion amount according to pension brackets. A promotion of 8 thousand 750 TL is given to those receiving a monthly pension up to 9 thousand 999 TL, 14 thousand TL for those between 10 thousand and 14 thousand 999 TL, 17 thousand 500 TL for those between 15 thousand and 19 thousand 999 TL, 21 thousand TL for those between 20 thousand and 49 thousand 999 TL, and 25 thousand TL for those receiving a monthly pension of 50 thousand TL and above.

Şekerbank announces a total promotion opportunity of up to 35 thousand liras for new customers and retirees whose commitment period has ended. While the cash promotion varies between 5 thousand TL and 12 thousand TL depending on the pension, additional rewards are provided with two automatic bill payment instructions, credit card spending, an overdraft account, an insurance product, and a demand deposit account balance.

In the Kuveyt Türk campaign, the promotion amount goes up to 14 thousand liras. While a payment between 5 thousand TL and 12 thousand TL is made according to the pension bracket, an additional promotion of 1,000 TL is given for an automatic bill payment instruction and 1,000 TL for the first purchase of over 1,000 TL with a card.

DenizBank offers a total promotion of up to 30 thousand liras to those who transfer their pension. The cash promotion varies between 5 thousand TL and 12 thousand TL depending on the pension bracket. There is an additional promotion opportunity of up to 18 thousand liras if an overdraft account is opened, two automatic bill payment instructions are given, and an active credit card is used.

ING provides a total promotion of up to 32 thousand liras to retirees. While the unconditional cash promotion varies between 6 thousand 250 TL and 15 thousand TL, additional payment options are offered with refunds on card spending, transferring a balance to a Turuncu Hesap (Orange Account) or using a consumer loan, and four automatic bill payment instructions.

In the Garanti BBVA campaign, the total promotion and reward goes up to 25 thousand liras. The cash promotion is applied between 6 thousand 250 TL and 15 thousand TL depending on the pension. A bonus opportunity of up to 10 thousand TL in total with Bonus or Paracard spending, overdraft account usage, and a new insurance policy is also added to the campaign.

Before making a choice, retirees need to pay attention not only to the highest total amount but also to whether the payment is in cash or points/refunds, the campaign duration, commitment conditions, and additional product requirements. Since banks' campaign details can be updated during the period, it is important to check the current conditions before applying.

News Source: 12punto